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	<title>Richard’s Blog-o-Shite &#187; Barclays</title>
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		<title>Credit? What Credit?</title>
		<link>http://www.crass-stupidity.com/2010/02/17/credit-what-credit/</link>
		<comments>http://www.crass-stupidity.com/2010/02/17/credit-what-credit/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 11:17:08 +0000</pubDate>
		<dc:creator>RHM</dc:creator>
				<category><![CDATA[Barclays]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Stupidity]]></category>
		<category><![CDATA[Syndicated]]></category>
		<category><![CDATA[US Dollars]]></category>

		<guid isPermaLink="false">http://www.crass-stupidity.com/?p=138</guid>
		<description><![CDATA[Fed up as I am with Barclays&#8217; Currency Call Account &#8211; you give them your US Dollars, they may or may not charge you a fee for paying them into a US Dollar account, they give you no interest, no paying-in books, no cheques or cards and then they charge you a fee for taking [...]]]></description>
			<content:encoded><![CDATA[<p>Fed up as I am with Barclays&#8217; Currency Call Account &#8211; you give them your US Dollars, they may or may not charge you a fee for paying them into a US Dollar account, they give you no interest, no paying-in books, no cheques or cards and then they charge you a fee for taking any US Dollars out &#8211; I decided that <a title="External hyperlink to Citibank" href="http://www.citibank.co.uk/" >Citibank&#8217;s</a> US Dollar current account might be the way to go.</p>
<p>So I went online, filled out the application details, sent them proof of address, etc. and then waited. Yesterday, I received a letter saying that due to my credit score from Experian, Citibank wouldn&#8217;t let me open the account.</p>
<p>It&#8217;s a current account with no credit card and no overdraft facility. No credit or borrowing required. So why should a credit score affect this? What a wunch of bankers!</p>
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