Once upon a time, you could transfer balances from one credit card to another and you’d receive a combination of either a low interest rate or a 5% reduction or a combination of the two.

A post will shortly be syndicated here from Crass Stupidity railing at Barclaycard.  Barclaycard pay for Google AdWords so an advert appeared in that post for Barclaycard! Anyone clicking that link – thereby making me a few cents – would be taken to a marketing sub-site of Barclaycard’s where they set out some of the bewildering number of cards they offer, many with offers of low interest rates on balance transfers but surprisingly (to me at least) there’s a 2½% transfer fee.

How things change!